Gilman & Edwards, LLC

Facing significant financial hardship can be one of the most isolating and stressful experiences in life. For individuals and businesses across Maryland grappling with overwhelming debt, constant creditor calls, or the threat of foreclosure, finding a clear path forward can seem impossible. It's during these challenging times that experienced and compassionate legal guidance becomes not just helpful, but absolutely essential. In Rockville, you'll find Gilman & Edwards, LLC, a law firm singularly dedicated to helping Maryland residents navigate complex financial difficulties and achieve a fresh start.

Gilman & Edwards, LLC, co-founded by Richard L. Gilman and Kasey L. Edwards, brings over 35 years of combined legal experience to the forefront of debt relief and bankruptcy law. They understand that financial struggles are often accompanied by immense anxiety and uncertainty, as highlighted by client testimonials. Their philosophy centers on providing not just legal solutions, but also reassurance, compassion, and a personalized approach that makes all the difference. This article aims to provide a clear and informative overview of Gilman & Edwards, LLC, helping Maryland locals understand how this firm can serve their needs. From their accessible location to their comprehensive range of services and client-focused approach, we’ll explore what makes them a trusted choice for regaining financial stability in our community.

At Gilman & Edwards, LLC, you are never just a case number. They prioritize providing hands-on legal services and personal attention, ensuring that your case is never delegated to less-experienced staff members. Their commitment is to rebuilding your financial health by taking the time to understand what a "fresh start" means to you. They achieve this by thoroughly examining your current finances and learning about your goals for the future. With attorneys like Richard L. Gilman, a former trial attorney for both the U.S. Department of Justice, Tax Division, and the U.S. Department of Housing and Urban Development (HUD), Fair Housing Division, clients benefit from unique insights into the issues they face. Kasey L. Edwards, with over a decade of focus on bankruptcy law, is a dedicated member of the National Association of Consumer Bankruptcy Attorneys (NACBA), further cementing the firm's expertise.

Gilman & Edwards, LLC is conveniently located in Rockville, Maryland, making it easily accessible for clients throughout Montgomery County and the wider Maryland region. Their office is situated at:

401 N Washington St, Rockville, MD 20850, USA

This location on North Washington Street places the firm in a central and well-connected part of Rockville. Rockville is a major hub in Montgomery County, ensuring that the office is straightforward to find and reach for individuals driving from various parts of the county, including neighboring areas like Gaithersburg, Bethesda, Silver Spring, and Potomac. The firm also has another office in Hyattsville, extending their reach to Prince George's County. Clients often appreciate that their offices are described as "metro-accessible with free parking," which significantly enhances convenience for those utilizing public transportation or driving. This ease of access is particularly important for individuals who may be experiencing stress and limitations due to financial hardship, allowing them to focus on their legal matters without added logistical burdens.

The strategic positioning of Gilman & Edwards, LLC in Rockville underscores their commitment to being readily available to those in need of debt relief and bankruptcy representation across Maryland and the D.C. area.

Gilman & Edwards, LLC offers a comprehensive range of legal services specifically designed to address various financial difficulties for individuals and businesses. Their expertise focuses on debt relief, bankruptcy, and related areas to help clients regain financial stability. Key services include:

• Chapter 7 Bankruptcy: Assisting individuals and businesses in liquidating assets to pay off debts, often resulting in a discharge of most unsecured debts, providing a true "fresh start."

• Chapter 13 Bankruptcy: Guiding individuals with regular income through a repayment plan, allowing them to reorganize their debts over three to five years while keeping their assets, often used to stop foreclosure or catch up on mortgage payments.

• Chapter 11 Bankruptcy: Providing legal support for businesses and high-net-worth individuals to reorganize their finances and continue operations while repaying debts under court supervision.

• Loan Modification: Negotiating with lenders to change the terms of a mortgage loan to make it more affordable, often as an alternative to foreclosure.

• Credit and Debt Negotiation & Settlement: Working with creditors to negotiate lower debt amounts or more manageable payment plans outside of bankruptcy, protecting clients from harassment.

• Protection from Garnishments, Levies, and Debt Collection Harassment: Taking legal action to stop aggressive debt collection practices, including wage garnishments, bank levies, and harassing phone calls.

• IRS and Tax Issues: Providing representation and solutions for individuals and businesses facing tax controversies, including back taxes, tax liens, and IRS audits.

• Stopping Foreclosure: Implementing legal strategies to halt or prevent foreclosure proceedings, offering homeowners crucial time and options to save their homes.

• Foreclosure Defense: Aggressively defending clients against foreclosure actions, exploring all legal avenues to protect their property rights.

• Short Sales: Facilitating the sale of a property for less than the amount owed on the mortgage, with the lender's agreement, as an alternative to foreclosure.

• Real Estate Finance and Transaction: Offering legal counsel on various real estate financial matters and property transactions, complementing their debt relief services.

• Debtors Rights: Educating clients on their rights as debtors and protecting them from unfair or illegal creditor practices.

• Corporate Law: Providing general legal services for corporate clients, particularly relevant for businesses considering Chapter 11 bankruptcy or other debt restructuring.

• Civil Litigation: Representing clients in various civil disputes, with a focus on matters that may intersect with financial distress or debt-related issues.

• Personal Injury: While their primary focus is financial relief, the firm also lists personal injury as a practice area, indicating a broader capacity to assist clients who may have multifaceted legal needs.

Gilman & Edwards, LLC distinguishes itself through several key features and highlights that underscore their expertise, client commitment, and reputation in helping Maryland residents overcome financial challenges.

• Deep Specialization in Debt Relief & Bankruptcy: The firm's core strength lies in its specialized focus on bankruptcy law (Chapter 7, 11, and 13) and a wide array of debt relief alternatives, including loan modifications and credit negotiation. This concentration ensures profound expertise and up-to-date knowledge of the complex and ever-evolving laws in this area.

• Highly Experienced Attorneys: Co-founders Richard L. Gilman and Kasey L. Edwards share over 35 years of combined legal experience. Mr. Gilman's background as a former trial attorney for the U.S. Department of Justice (Tax Division) and HUD (Fair Housing Division) provides unique insights into tax and mortgage-related financial issues. Ms. Edwards' decade-plus focus on bankruptcy law and membership in NACBA signify deep dedication and proficiency.

• Compassionate and Reassuring Client Care: Client testimonials consistently highlight the firm's compassionate approach. Mr. Gilman is praised for providing "reassurance and compassion," being "consistently available," and making clients "feel heard and respected" during highly stressful times. This empathetic support is invaluable when navigating financial hardship.

• Personalized, Hands-On Service: The firm emphasizes that clients are never "just another case number." They commit to "hands-on legal services and personal attention," ensuring attorneys directly handle cases without delegation to less-experienced staff. This tailored approach ensures specific financial and legal concerns are directly addressed.

• Comprehensive Financial Counseling: Beyond just bankruptcy filings, Gilman & Edwards, LLC offers comprehensive counseling on credit, debt, tax, real estate, and mortgage issues. They take the time to understand what a "fresh start" means to each client, providing a holistic approach to long-term financial health.

• Ethical and Professional Conduct: Clients appreciate the firm's "ethics and legal professionalism," providing confidence during a vulnerable period. Their calm demeanor and deep understanding of the process are consistently mentioned as key factors in their clients' peace of mind.

Like many highly specialized legal practices, Gilman & Edwards, LLC focuses on providing value through their expertise and client-centric services rather than traditional commercial "promotions." However, they do offer significant benefits that directly assist Maryland locals facing financial distress:

• Free Case Evaluations/Initial Consultations: A prominent and valuable offer from Gilman & Edwards, LLC is their provision of "free case evaluations" or "free initial consultations." This allows individuals and businesses considering bankruptcy or other debt relief options to discuss their situation with an experienced attorney, understand their legal options, and receive a better understanding of their financial choices without any upfront cost or obligation. This is a critical first step for anyone overwhelmed by debt.

• Flexible Payment Options: The firm understands that clients facing financial hardship may have limited resources. They explicitly state that they offer "flexible payment options for our ongoing legal service," which can include "payment plans." This commitment to financial accessibility helps ensure that quality legal representation is within reach for those who need it most.

• Commitment to Financial Health: While not a "promotion," the firm's core mission to "invest in your long-term financial health" and not "impose a standardized approach" signifies a deep commitment to the client's ultimate well-being. Their objective is to provide a comprehensive strategy for debt relief that aims for sustainable financial stability.

For Maryland residents buried in debt, the most significant "offer" from Gilman & Edwards, LLC is the opportunity for a free, no-obligation consultation to explore a clear path toward financial recovery, coupled with accessible payment options for ongoing legal support.

For Maryland residents in need of expert and compassionate legal guidance for bankruptcy, debt relief, or other financial challenges, contacting Gilman & Edwards, LLC is straightforward.

Address: 401 N Washington St, Rockville, MD 20850, USA

Phone: (240) 314-0222

Their team is prepared to listen to your situation, provide clear explanations of your options, and offer the dedicated legal support you need to achieve financial stability. Do not hesitate to reach out to schedule your free consultation and take the crucial first step toward addressing your debt concerns.

For residents across Maryland, particularly those in Rockville and the greater Montgomery County area, who are facing the daunting prospect of financial hardship, debt, or potential bankruptcy, Gilman & Edwards, LLC is an exceptionally suitable and highly recommended choice. The firm’s exclusive specialization in debt relief and bankruptcy law, combined with the profound experience and compassionate approach of its co-founders, offers a level of legal representation that is both highly expert and genuinely supportive.

What makes Gilman & Edwards, LLC particularly suitable for locals is their deep understanding of the emotional and practical toll that financial distress takes on individuals and businesses. Client testimonials vividly illustrate how Richard L. Gilman and his team provide not just legal solutions but also invaluable "reassurance and compassion" during what can be the "most difficult chapters" of life. Their commitment to personalized attention ensures that each client's unique situation and goals are thoroughly understood and addressed, rather than applying a generic approach.

Furthermore, the offer of free initial consultations removes a significant barrier for those already struggling financially, making it easier to seek expert advice without immediate cost. Coupled with flexible payment options for ongoing services, this firm demonstrates a true commitment to making quality legal assistance accessible to the Maryland community. For any local individual or business seeking a clear path to financial stability and peace of mind, Gilman & Edwards, LLC offers the expertise, empathy, and dedication needed for a fresh start.