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Introduce

Facing overwhelming debt can be an incredibly stressful and isolating experience, leaving individuals feeling uncertain about their financial future. For residents across Maryland, understanding available debt relief options, including bankruptcy, is a crucial step towards regaining control. This article introduces Maryland Bankruptcy Teresa Cho Edwards, a legal professional located in Upper Marlboro, MD, who is dedicated to helping individuals navigate the complexities of bankruptcy law. The firm's mission is to guide clients through this challenging process, aiming to provide clear advice and personalized attention to help them achieve a financial fresh start.

Maryland Bankruptcy Teresa Cho Edwards understands that talking about bankruptcy can be a difficult topic. That's why the firm emphasizes a supportive and understanding approach, recognizing that every client's financial situation is unique. Their goal is to demystify the bankruptcy process, explaining complex legal concepts in an accessible way, so clients can make informed decisions about their next steps. Whether dealing with mounting credit card debt, medical bills, or other personal financial burdens, the firm works to help clients find the right path to take, ensuring that their journey towards financial stability is manageable and wise.

The firm's expertise primarily lies in various types of bankruptcy, including Chapter 7 and Chapter 13. These distinct chapters of bankruptcy offer different pathways to debt relief, and determining the most suitable option requires a thorough understanding of an individual's financial circumstances and goals. Maryland Bankruptcy Teresa Cho Edwards aims to provide knowledgeable counsel to help clients understand the implications of each chapter, including considerations such as asset protection and repayment plans. Their goal is to ensure clients are fully aware of what each action means in terms of their debt repayment plan moving forward.

A key aspect of the firm's service is their commitment to responsive and attentive care. In times of financial distress, timely communication and clear guidance are paramount. While every firm aims for consistent client service, Maryland Bankruptcy Teresa Cho Edwards strives to be readily available to answer questions and address concerns, helping to alleviate some of the stress associated with bankruptcy proceedings. Their focus is on ensuring clients receive personalized attention throughout the process, from the initial consultation to the final resolution of their case.

For Maryland residents burdened by debt and considering bankruptcy as a viable solution, understanding the specialized services and client-focused approach of Maryland Bankruptcy Teresa Cho Edwards is a critical first step towards achieving a much-needed financial fresh start. They aim to be a supportive and experienced advocate in guiding clients through this transformative legal process.

Location and Accessibility

Maryland Bankruptcy Teresa Cho Edwards is conveniently located at 9500 Medical Center Dr Suite 440-C, Upper Marlboro, MD 20774, USA. This address places the firm within a professional and accessible hub in Prince George's County, Maryland, making it a practical choice for clients residing in Upper Marlboro and the surrounding communities.

For clients traveling by car, the office on Medical Center Drive benefits from its proximity to major roadways. It is generally well-connected to routes like MD-4 (Pennsylvania Avenue) and MD-202 (Largo Road), which are key arteries in Prince George's County. This connectivity allows clients from various parts of the county, including Largo, Bowie, Clinton, and Waldorf, to reach the office with relative ease. The presence of ample parking within or near the medical center complex adds to the convenience, reducing any stress associated with finding a spot during appointments.

While Upper Marlboro is not directly served by the Washington Metro rail system, the area does have local bus routes that connect to nearby Metro stations, such as the Largo Town Center Metro Station (Blue/Silver Lines). For those relying on public transportation, a combination of bus services and Metro access can provide a viable, though perhaps more planned, route to the office. The professional setting of Medical Center Drive ensures a clear and identifiable location, contributing to a smooth experience for new and returning clients.

The office's placement within a medical center complex can also offer a sense of privacy and a professional environment for discussions around sensitive financial matters. This thoughtful location underscores Maryland Bankruptcy Teresa Cho Edwards' commitment to serving the legal needs of the Prince George's County community, providing a readily accessible and comfortable point of contact for individuals seeking vital financial relief.

Services Offered

  • Chapter 7 Bankruptcy: Providing legal representation for individuals seeking to liquidate their debts and obtain a quick fresh start, often without losing property if they qualify.
  • Chapter 13 Bankruptcy: Assisting individuals with regular income to reorganize their debts through a repayment plan, allowing them to catch up on past-due payments and keep their assets.
  • Debt Relief Consultation: Offering guidance to help clients understand their financial options beyond bankruptcy, ensuring they choose the best path for their specific situation.
  • Credit Card Debt Solutions: Helping clients manage and potentially eliminate overwhelming credit card debt through appropriate legal strategies.
  • Stopping Collection Actions: Working to halt creditor harassment, wage garnishments, bank levies, and foreclosures through the legal protections offered by bankruptcy.
  • Financial Analysis and Planning: Conducting detailed financial assessments to determine eligibility for bankruptcy and to craft a personalized strategy for debt management.

Features / Highlights

  • Specialized Bankruptcy Focus: Dedicated primarily to bankruptcy law, offering deep expertise in Chapter 7 and Chapter 13 proceedings for individuals.
  • Personalized Attention: Committed to providing individualized care and understanding each client's unique financial situation to offer tailored advice.
  • Guidance Through Complex Process: Aims to simplify the bankruptcy process, explaining legal jargon and guiding clients step-by-step.
  • Focus on Financial Fresh Start: Goal-oriented approach to help clients get their finances back on track and alleviate the burden of debt.
  • Experienced Advocacy: Provides experienced legal representation throughout the entire bankruptcy process, from initial filing to discharge.
  • Accessible Location: Situated in Upper Marlboro, MD, with convenient access for residents of Prince George's County and surrounding areas, including ample parking.
  • Responsive Communication: Strives to offer fast responses to client questions and concerns, ensuring continuous support during a stressful time.

Promotions or Special Offers

As a professional legal service provider specializing in bankruptcy law, Maryland Bankruptcy Teresa Cho Edwards primarily focuses on delivering expert and personalized legal counsel rather than offering broad public "promotions" or "special offers" in the retail sense. The cost of bankruptcy services can vary significantly based on the complexity of an individual's financial situation, the specific chapter of bankruptcy being filed (Chapter 7 vs. Chapter 13), and the legal work involved. However, it is customary for legal firms in this field to offer initial consultations. Public information suggests that the firm aims to provide accessible services, with some sources mentioning that they offer services at no cost to those who qualify, or discussing affordability. It is highly recommended that prospective clients in Maryland contact Maryland Bankruptcy Teresa Cho Edwards directly to inquire about their consultation process, current fee structures, and any specific financial guidelines that might apply to their case. This direct conversation will allow individuals to discuss their unique financial situation and understand how the firm's services can best assist them in achieving debt relief.

Contact Information

Address: 9500 Medical Center Dr Suite 440-C, Upper Marlboro, MD 20774, USA

Phone: (301) 357-4761

Mobile Phone: +1 301-357-4761

Conclusion: Why this place is suitable for locals

For residents across Maryland, particularly those in Prince George's County and the surrounding areas grappling with overwhelming debt, Maryland Bankruptcy Teresa Cho Edwards in Upper Marlboro offers a highly suitable and accessible resource. Its convenient location on Medical Center Drive, with ample parking and good connectivity to major county roads, ensures that individuals facing financial distress can easily reach the office without added logistical burdens. While not directly on a Metro line, the firm's presence within a professional complex in a central county location makes it a practical choice for many.

The firm's key suitability for locals lies in its specialized focus on bankruptcy law, encompassing both Chapter 7 and Chapter 13. This dedicated expertise means that clients receive highly focused and knowledgeable guidance through what can be a confusing and emotionally charged legal process. For Maryland residents specifically struggling with credit card debt, medical bills, or facing collection actions, having an attorney deeply familiar with state and federal bankruptcy laws and local court procedures is invaluable for achieving effective debt relief and a financial fresh start. The firm's commitment to personalized attention ensures that each client's unique financial situation is carefully considered, leading to a tailored strategy designed for their specific needs.

Furthermore, the emphasis on clear communication and responsive support is particularly beneficial during a time of financial stress. The goal to provide attentive care and quick responses to questions helps alleviate some of the pressure clients experience. By aiming to help individuals stop collection actions and navigate the path to a healthier financial future, Maryland Bankruptcy Teresa Cho Edwards positions itself as a dedicated and supportive advocate. This combination of specialized knowledge, client-focused service, and accessible location makes the firm a highly suitable option for anyone in Maryland seeking to overcome debt and rebuild their financial stability.

Location & Map

9500 Medical Center Dr Suite 440-C, Upper Marlboro, MD 20774, USA

Customer Reviews

(34 reviews)

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Courtney Summers
May 13, 2025

Dont waste your time. Cause she will. Never got a follow up after submitting all necessary paperwork.called her today for status update and she gave her “recommendations” that could have been given a week ago.

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Joe Taylor
May 21, 2025

Mrs. Edwards is a great bankruptcy attorney. Fast responses to all your questions and concerns. I highly recommend!

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Agnes Braxton
Jul 29, 2024

Thanks to Teresa Cho Edwards hard work and expertise, I achieved a favorable outcome in my case . I am incredibly grateful for her efforts. I highly recommend Teresa Cho Edwards to anyone in need. If you’re looking for a knowledgeable, compassionate, and efficient attorney to handle your case, she is an excellent choice. I wholeheartedly recommend her services.

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Lashawn Gross
Sep 23, 2024

Teresa Cho Edwards, gets the job done! She walked my through the steps of my bankruptcy, where I had a better understanding of my Chapter 13 bankruptcy. I thank you so much for making my life and understanding my finances better. I would highly recommend Teresa Cho Edwards to my friends and family.

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Alexander Ramirez
Jun 29, 2024

Theresa was amazing! She helped me tackle something that was very difficult, and got me through it. She was so easy to work with. She was direct, incredibly responsive, and ways gave me excellent advice and guidance. I referred a friend to her. She gets the job done, and does it in a no nonsense way. I appreciate her so much and would recommend her to anyone.

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